Friday, July 16, 2010


This might only be applicable to those people who live here in the States.This is not mandatory, it's just a great suggestion from a christian best selling Author : Dave Ramsey
( ) This is what i got, from his book a little idea, which his #1 suggestion is what i am having at the moment, where the next step is too be followed by God's saving grace." It's always good to acknowledge God's grace."

I have read books from best selling authors Dave Ramsey is one of my favorites.Here's some of the tidbits i got, " THE HOUSEHOLD NEEDS TO HAVE "

One of Dave Ramseys' book :

1. $ 1,000.00 - Emergency fund.

2. Pay off all debt ( except the house ) utilizing the " debt snowball "
Debt snowball - list all your debts from smallest to largest.Start working the snowball and watch your victories grow.( I will share about snowball next time.)

3. Two - six months expenses in savings for emergencies.

4. Fully fund 15% into Pre-Tax Retirement plans & ROTH IRA, if eligible.

5. College funding

6. Pay off home early

7. Build wealth ( Mutual Fund & Real Estate)

Well, as a mom with three children growing, i am so encourage to read a lot of books about home management, money management, not just from ordinary authors but great authors where you really see them soarng high in their life. These authors have experienced being bankrupt, lost their home, from their beginnings, but they never gave up their dreams for a better life. They never forget God, and This author Dave Ramsey is even encouraging people to give 10% of their tithes to God to see how our heart works in terms of giving. Some Autrhors they may not empahisize 10% to God but still these rich people who made their dreams come true " GIVING 10% " to the needy are mostly part of their lives.

I believe, in what they apply to their lifestyle because other than tithing, in terms of giving, God will bless those people who will give no matter what denomination you belong.No wonder these rich people are so blest indeed because as part of the ladder they are climbing to become rich, or best, at the end of their goal...GIVING AWAY WHAT THEY HAVE IS PART OF THEIR LIFESTYLE.


I had a class online in one of New York's best online class for short courses like Blogging. It was then I knew some of the terms about blogging. But as the time passed by,those blogging idea i had left behind. Now that i want my own kids to like and appreciate reading, not necessarily loving it, but at least they will read because it's part of their education.Me as a mom who is a teacher, i decided to have them see me reading i come, this is my 4th book to read. This book is from : Tris Hussey.

These Top 10 worst domains were found by independent sources:

* Who represents -

* Experts Exchange -

* Pen Island -

* Italian Power Generator -

* Therapist Finder-

* Mole Station Native Nursery -

* Lake Tahoe -

This is a good hint for me to watch as i move on to my book reading review about blogging.